Why TaxBuddy Checks Your ITR Match Before Submitting

Accuracy isn’t optional when it comes to filing your Income Tax Return (ITR). A single mismatch between your filed return and government-reported data can delay your refund—or worse, trigger a tax notice.

That’s why TaxBuddy doesn’t just file your return—it verifies it. Every ITR filed through TaxBuddy is matched against official records like Form 26AS, AIS (Annual Information Statement), TIS (Taxpayer Information Summary), and Form 16. This essential step helps prevent filing errors that most DIY tools miss.

The Problem with One-Click Filing

Many online tax apps and DIY platforms promise fast, “one-click” tax filing. But they rarely reconcile the data provided by you with what the Income Tax Department already has in its system.

As a result, you might unknowingly:

• Report incorrect TDS
  
• Omit interest income or capital gains
  
• Under-report foreign assets
  
• Fail to include high-value transactions already flagged in AIS
  

This leads to:

• Refund rejections
  
• Notices under Sections 143(1), 139(9), or even 148
  
• Scrutiny or audit for high-income taxpayers
  
• Wasted time fixing rectifications and filing revised returns
  

What Exactly Is ITR Matching and Why Does It Matter?

When you file your ITR, the Income Tax Department compares it to its own records—your Form 26AS, AIS, and TIS. These documents pull data from:

• Your employer (Form 16)
  
• Banks and financial institutions (interest income, mutual fund transactions, etc.)
  
• Property registrars (for high-value real estate purchases)
  
• Your PAN-linked investment and credit activities
  

If there’s even a small discrepancy between your ITR and what’s on record, you can expect a notice, delayed processing, or refund issues.

What TaxBuddy Checks Before Submitting Your Return

1. Form 26AS vs. Declared Income
   We ensure that every source of income—salary, FD interest, TDS—is declared and tallies with what’s reported in Form 26AS.
   
2. AIS & TIS Matching
   We review your Annual Information Statement (AIS) and TIS for capital gains, mutual fund transactions, dividends, and other income not always visible in Form 16 or bank statements.
   
3. ITR Form Accuracy
   Using wrong ITR forms (like ITR-1 instead of ITR-2 or 3) is one of the biggest reasons for defective returns. TaxBuddy’s experts select the correct form after income-type assessment.
   
4. Deductions Validation
   Incorrect or excess claims under 80C, 80D, or NPS can also lead to issues. TaxBuddy ensures each deduction is eligible and supported by documentation.
   
5. Bank Details & IFSC Verification
   Incorrect bank account entries delay refunds. TaxBuddy checks bank details against your PAN-linked accounts before submission.
   
6. E-verification Tracking
   Many people file their ITR but forget to e-verify. We track e-verification status and remind you—so your return isn’t declared “invalid.”
   

Benefits of TaxBuddy’s Pre-Filing Check

• Avoid Tax Notices: 90% of tax notices are triggered by mismatches. We help you avoid them altogether.
  
• Faster Refunds: Correct data leads to quicker processing and refund release.
  
• Peace of Mind: Once filed, you won’t have to worry about rectifications or revisions.
  
• Full Compliance: We ensure your filing complies with all IT Department requirements for the assessment year.
  

Why DIY Tools Often Miss These Checks

Most DIY filing platforms do a surface-level data fill—they don’t:

• Actively compare your data with AIS or TIS
  
• Validate your deduction eligibility
  
• Flag discrepancies with Form 26AS
  
• Help you understand capital gains reporting
  

Without these checks, your “filed” return might be incomplete or inaccurate.

Real Results: What TaxBuddy Customers Say

Many users come to TaxBuddy after facing issues with other tools.

• Salaried professionals missing dividend income reporting
  
• Freelancers unaware of business vs. personal income segregation
  
• Senior citizens over-reporting interest income and missing 80TTB
  
• NRIs failing to file the correct ITR for foreign income
  

With TaxBuddy, they get guided corrections and error-free submissions.

TaxBuddy’s Filing Process: Accuracy First

Here’s what you can expect:

1. Upload your documents or schedule a free call
   
2. TaxBuddy expert reviews and prepares your return
   
3. Your return is checked line-by-line against official records
   
4. Once verified, it’s submitted with your e-verification
   
5. You get post-filing support for any future notice or update
   

Conclusion: Don’t Just File. File Right.

Tax filing isn’t just about meeting a deadline—it’s about getting your money back (refund), avoiding penalties, and staying fully compliant.

That’s why TaxBuddy checks every match before clicking submit.